Business Interruption Insurance Calculator
Calculate business interruption insurance needs and premium based on revenue, expenses, and estimated recovery time.
Results
Visualization
How It Works
Business interruption insurance replaces lost income and covers ongoing fixed expenses (rent, payroll, utilities) when a covered event forces your business to close temporarily. FEMA reports that 40% of small businesses never reopen after a disaster. Coverage is typically calculated as net profit plus continuing expenses for your estimated recovery period.