Commercial Property Insurance Calculator
Estimate commercial property insurance premium based on building value, contents, construction type, and occupancy.
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Commercial property insurance covers your business building, equipment, inventory, and furniture against fire, storms, theft, and vandalism. Rates depend on construction type (fire-resistive is cheapest), occupancy risk, and protective features. A sprinkler system alone can reduce premiums by 15-20%. Business owners policies (BOPs) bundle property with liability at a discount.