Critical Illness Insurance Calculator
Estimate critical illness insurance premiums and see how a lump-sum payout compares to out-of-pocket medical costs.
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How It Works
Critical illness insurance pays a tax-free lump sum when you're diagnosed with a covered condition (cancer, heart attack, stroke, organ failure). Unlike health insurance, you can use the payout for anything — medical bills, lost income, mortgage payments, or experimental treatments. It's supplemental coverage, not a replacement for health insurance.