GAP Insurance Calculator
Calculate your GAP insurance need by comparing your loan balance to your vehicle's actual cash value.
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How It Works
GAP (Guaranteed Asset Protection) insurance covers the difference between what you owe on your car loan and what the car is actually worth. New cars can lose 20% of their value in the first year while loan balances decline slowly, creating a "gap" where you'd owe more than the insurance payout if the car is totaled.